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TerraFinance energy cost and financial analytics
Financial Intelligence

TerraFinance

TerraFinance is the financial analytics and cost intelligence application — connecting energy and asset performance to the financial decisions that move the P&L.

Overview

Financial analyticsand cost intelligence

TerraFinance is the financial analytics and cost intelligence application — connecting energy and asset performance to the financial decisions that move the P&L.

P&L
linked
Energy cost tied to margin
Bottom-
up
Budgets built from real data
Verified
ROI
Investment returns proven
Variance
Plan vs. actual in real time
Capabilities

What TerraFinance does.

01

Cost allocation

Allocate true energy and asset cost to products, lines, sites and cost centers with full transparency.

02

Variance & margin

Track energy and maintenance cost variance against plan and see the margin impact in real time.

03

Investment ROI

Quantify the verified return on energy, solar, BESS and maintenance investments.

04

Budgeting & forecasting

Build energy and maintenance budgets from the bottom up and forecast with confidence.

AT A GLANCE

TerraFinance, mapped.

TerraFinance at a glance: the capabilities above work together on one live data layer.

TerraFinanceApplication1Cost allocation2Variance & margin3Investment ROI4Budgeting &forecasting
  1. 1Cost allocation
  2. 2Variance & margin
  3. 3Investment ROI
  4. 4Budgeting & forecasting
Finance

Savings, payback and tariff impact in the language of finance.

Finance is one of the four operational intelligence layers on Terra-Byte. TerraFinance connects energy and asset decisions to ROI, savings and payback.

What finance teams get
01

ROI and savings payback

See what each action saves and how quickly it pays back.

02

Demand charge avoidance

Quantify the cost of demand charges avoided.

03

Bill forecasting

Forecast cost ahead of the invoice, not after it.

04

Reporting-ready numbers

Savings and cost figures traceable to the underlying operational data.

How it works

From site data to decisions.

TerraFinance runs on the Terra-Byte platform: four layers from your existing equipment to operational intelligence.

1

Connect existing assets

Meters, inverters, BMS/SCADA, PLCs and sensors — your existing equipment stays in place.

2

HybridX Edge

Local processing, data buffering, protocol conversion and secure connectivity at the site.

3

Terra-Byte Cloud

Analytics, optimization, forecasting and AI agents running on the unified data layer.

4

Operational intelligence

Energy, maintenance, sustainability and finance — one view for every team.

Explore the platform →

AI agents & views

What TerraFinance puts in front of your team.

AI agents watch the data continuously; product views turn it into the screens your team uses every day.

AI agent

Utility Bill Intelligence Agent

Explains bills, forecasts cost and identifies tariff, TOD and demand anomalies.

Product view

Billing & Tariff Analytics

TOD, demand, utility bills, MDI and forecasting.

Product view

Operations Command Center

Site and portfolio performance, alerts and recommended actions.

18.7%
savings potential shown in the example dashboard

Deployable across India, UAE, Oman, KSA and Singapore. Bring your energy bill, asset list or site data and we'll show where the first operational savings are.

Request a demo →

FAQ

Frequently asked questions

What is TerraFinance?

TerraFinance is the financial analytics and cost intelligence application, connecting energy and asset performance to the financial decisions that move the P&L.

What can you do with TerraFinance?

Allocate energy and asset cost to products, lines, sites and cost centers, track variance and margin against plan, quantify verified ROI on energy, solar, BESS and maintenance investments, and build bottom-up budgets and forecasts.

Do we need to replace our existing systems to use TerraFinance?

No. Terra-Byte.ai works with the meters, BMS, SCADA, PLCs, inverters and IoT devices you already run, using open protocols such as BACnet, Modbus, MQTT and OPC-UA and open APIs, so there is no rip-and-replace. TerraFinance runs on the same live data layer as the other Terra-Byte.ai applications, so you can start with one application and add others later.

Request a demo

See TerraFinanceon your data.

Book a tailored walkthrough and we'll map your data sources to this application.

TerraFinance energy cost and financial analytics
Financial Intelligence

TerraFinance

TerraFinance is the financial analytics and cost intelligence application — connecting energy and asset performance to the financial decisions that move the P&L.

Overview

Financial analyticsand cost intelligence

TerraFinance is the financial analytics and cost intelligence application — connecting energy and asset performance to the financial decisions that move the P&L.

P&L
linked
Energy cost tied to margin
Bottom-
up
Budgets built from real data
Verified
ROI
Investment returns proven
Variance
Plan vs. actual in real time
Capabilities

What TerraFinance does.

01

Cost allocation

Allocate true energy and asset cost to products, lines, sites and cost centers with full transparency.

02

Variance & margin

Track energy and maintenance cost variance against plan and see the margin impact in real time.

03

Investment ROI

Quantify the verified return on energy, solar, BESS and maintenance investments.

04

Budgeting & forecasting

Build energy and maintenance budgets from the bottom up and forecast with confidence.

AT A GLANCE

TerraFinance, mapped.

TerraFinance at a glance: the capabilities above work together on one live data layer.

TerraFinanceApplication1Cost allocation2Variance & margin3Investment ROI4Budgeting &forecasting
  1. 1Cost allocation
  2. 2Variance & margin
  3. 3Investment ROI
  4. 4Budgeting & forecasting
Finance

Savings, payback and tariff impact in the language of finance.

Finance is one of the four operational intelligence layers on Terra-Byte. TerraFinance connects energy and asset decisions to ROI, savings and payback.

What finance teams get
01

ROI and savings payback

See what each action saves and how quickly it pays back.

02

Demand charge avoidance

Quantify the cost of demand charges avoided.

03

Bill forecasting

Forecast cost ahead of the invoice, not after it.

04

Reporting-ready numbers

Savings and cost figures traceable to the underlying operational data.

How it works

From site data to decisions.

TerraFinance runs on the Terra-Byte platform: four layers from your existing equipment to operational intelligence.

1

Connect existing assets

Meters, inverters, BMS/SCADA, PLCs and sensors — your existing equipment stays in place.

2

HybridX Edge

Local processing, data buffering, protocol conversion and secure connectivity at the site.

3

Terra-Byte Cloud

Analytics, optimization, forecasting and AI agents running on the unified data layer.

4

Operational intelligence

Energy, maintenance, sustainability and finance — one view for every team.

Explore the platform →

AI agents & views

What TerraFinance puts in front of your team.

AI agents watch the data continuously; product views turn it into the screens your team uses every day.

AI agent

Utility Bill Intelligence Agent

Explains bills, forecasts cost and identifies tariff, TOD and demand anomalies.

Product view

Billing & Tariff Analytics

TOD, demand, utility bills, MDI and forecasting.

Product view

Operations Command Center

Site and portfolio performance, alerts and recommended actions.

18.7%
savings potential shown in the example dashboard

Deployable across India, UAE, Oman, KSA and Singapore. Bring your energy bill, asset list or site data and we'll show where the first operational savings are.

Request a demo →

FAQ

Frequently asked questions

What is TerraFinance?

TerraFinance is the financial analytics and cost intelligence application, connecting energy and asset performance to the financial decisions that move the P&L.

What can you do with TerraFinance?

Allocate energy and asset cost to products, lines, sites and cost centers, track variance and margin against plan, quantify verified ROI on energy, solar, BESS and maintenance investments, and build bottom-up budgets and forecasts.

Do we need to replace our existing systems to use TerraFinance?

No. Terra-Byte.ai works with the meters, BMS, SCADA, PLCs, inverters and IoT devices you already run, using open protocols such as BACnet, Modbus, MQTT and OPC-UA and open APIs, so there is no rip-and-replace. TerraFinance runs on the same live data layer as the other Terra-Byte.ai applications, so you can start with one application and add others later.

Request a demo

See TerraFinanceon your data.

Book a tailored walkthrough and we'll map your data sources to this application.